"Experience Our Experience"

Our Pledge
We are an experienced agency located in Granger, Indiana. We are dedicated to offering quality service to the Michiana region. Whether you are seeking coverage for health, auto, life, home, or business, we can help. Insurance is complex and personal, so whatever your needs, we want to be your "insurance boutique" and not just another big-box store. Read More

Proudly Serving Indiana, Michigan, Illinois, and Ohio

 

We provide personal and commercial insurance from the  best insurance carriers in the business—carriers that are nationally recognized and share our standards of stability and superior customer service.  Choose a product below and request a quote.

 

Featured Product

Medicare Products

Hello Baby Boomers.  Welcome to Medicare!  We know that about every 8 seconds a Baby Boomer is trying to figure out what should they do when they enter Medicare.

First off, what to expect?  CMS (Centers For Medicare/Medicaid Services) is our US Government entity that will send you a “Welcome to Medicare” letter.  You should receive this at least 30-45 days before being eligible.  The basic content of this letter states that they are going to enter you into the Medicare Part A and Part B, unless you elect otherwise.

What are your choices?  We will keep this simple.  This is something you should review with an experienced insurance broker, such as myself (David Hoffman), but here are your three major choices to consider once in this system:

  • If you are covered by an employer group plan, you can remain on that, or consider one of the other two choices listed. (Note: make sure you check if the group plan’s prescription coverage is creditable)

 

  • In addition to the Part A & B of Medicare – find an appropriate Medicare Supplement plan along with a Part D (Drug) plan.  (Note: This step we recommend reviewing with an experienced broker)

 

  • Consider a Part C (Medicare Advantage Plan).  There are many $0 premium plans to entice you (yes, including the Part D drug portion).  These are individual health plans packed with value, but no two are alike.  Make sure you sit down with a trusted advisor to have them explain how these work, and if this fits into your personal needs.

 

Hoffman Insurance Group is committed to helping you with all of your insurance needs.  Many parts of your insurance portfolio can affect others.  When was your last comprehensive review with a trusted insurance advisor?  We would honor that opportunity.  Give us a call and let’s schedule that today!

By: David Hoffman, LUTCF