Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance
Posted: August 22, 2026
Every August, families across the country shift into a new gear. School supplies are purchased, schedules are reorganized, and households go from a slower summer rhythm back to full-speed routines. All of that preparation got us thinking: while you're taking stock of what your family needs for the year ahead, it's also a good moment to revisit something that often gets put on the back...
Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?
Posted: August 19, 2026
Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates? If a fire, storm, or other covered event forced your doors to close for weeks or months, how would your business survive without revenue coming in? That is the problem business interruption insurance—also called business income insurance—is designed to help...
Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know
Posted: August 16, 2026
Summer is peak season for recreational vehicles. Whether you're out on the water with a boat, exploring the country in an RV, or hitting a trail on an ATV, August brings some of the highest usage of the year for these vehicles, and that makes it a great time to make sure your insurance coverage is in order. Many people assume their standard auto or...
What Is a Section 125 Cafeteria Plan and How Can It Benefit Your Employees?
Posted: August 13, 2026
When business owners explore ways to enhance employee benefits without significantly increasing costs, one option that often comes up is a Section 125 cafeteria plan. Despite the somewhat technical name, this type of benefit arrangement can be a practical tool for both employers and employees. What Is a Section 125 Cafeteria Plan? A Section 125 cafeteria plan—named for the section of the IRS tax code...
Cybersecurity Training Tips for Small Business Owners and Employees
Posted: August 10, 2026
Cybersecurity training doesn’t have to be complicated. If you run a small business, your employees don’t need to become IT experts—and neither do you. They just need to recognize common scams and know what to do when something doesn’t look right. Simple cybersecurity training can focus on everyday tasks like: Opening emails Handling payments Responding to vendors Opening links in text messages Protecting customer information...

