5 Unconventional Businesses That Still Need Insurance

Posted: January 19, 2023

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

How Long Can You Stay on Your Parents' Car Insurance?

Posted: January 17, 2023

There are the exciting parts to growing up: buying your first car, furnishing an apartment to your specific style and that moment when the waitstaff doesn’t card you. Then there’s the not-so-exciting part: the realization of how expensive the world is once your parents stop footing the bill. I’ll be on my parents’ phone plan as long as they’ll have me, but when it comes...

How to Avoid Costly Claims from Winter Storms

Posted: January 16, 2023

Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...

Here are the Advantages to Having a Health Savings Account

Posted: January 13, 2023

Many employers today are offering high-deductible health insurance plans along with health savings accounts (HSAs). The downside is the high deductible – the amount you must pay out-of-pocket for covered medical expenses before your health plan kicks in. Nevertheless, HSAs have a number of benefits for employees. How Does a Health Savings Account Work? An HSA is a medical savings account that is only available...

11 Hacks to Deal with Snow and Ice on Your Car